Employee Benefits

Product overview

FRED RHODES & CO. is a Houston- based independent insurance agency established in the early 1900’s. We have clients who have been with our agency for four generations because of our philosophy that puts the customers’ needs first. Our experienced insurance agents provide creative and cost-effective solutions that are customized to meet each client’s unique insurance needs.

Our agency offers an extensive list of (A) rated insurance companies and products for virtually any industry. If you are looking for a full-service insurance agency to handle your business and personal insurance solutions, Fred Rhodes & Co. is your answer.

our Employee benefits

Insurance Made for Employees First

Group Health

A health insurance program that covers members of a natural group, such as employees of a business or members of a union, association, or employer group. A group health insurance plan offers uniform coverage for all employees or members of the group

Group Life

Group life insurance is a type of life insurance in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a labor organization, and the policy covers the employees or members of the group.

Short Term Disability

Employer-provided short-term disability (STD) insurance pays a percentage of an employee’s salary for a specified amount of time, if they fall ill or get injured, and cannot perform the duties of their job. Generally, the benefit pays approximately 40 to 60 percent of the employee’s weekly gross income.

Long Term Disability

Long-term disability insurance (LTD) is an insurance policy that protects an employee from loss of income in the event that he or she is unable to work due to illness, injury, or accident for a long period of time


People who work for large companies are most likely to have dental coverage. About 90 percent of employers with 500 or more employees offer dental benefits. Across the board, about 50 percent of companies offer dental coverage

Worksite / Accident Benefits

A type of financial product that pays out a lump sum if you incur specific kinds of injury as a result of an accident. … Accident insurance may also complement health insurance if an accident causes you to have medical expenses that your health insurance doesn’t cover

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